Business Funding & Credit
Access government-backed funding programs, grants, and credit facilities to grow your business in the Republic of Adal
Government Funding Programs
Startup Adal Grant
Non-repayable grants for innovative startups and technology companies. Priority given to businesses in agriculture, technology, and renewable energy.
- Zero interest, non-repayable
- Business mentorship included
- Fast-track registration process
- Tax incentives for 3 years
Microfinance Initiative
Small loans for micro-enterprises, home-based businesses, and individual entrepreneurs. Designed for financial inclusion.
- 12% annual interest rate
- Flexible repayment terms
- No collateral required
- Group lending options
SME Development Fund
Comprehensive funding for small and medium enterprises looking to expand operations, purchase equipment, or hire staff.
- 15% annual interest rate
- Up to 7 years repayment
- Business advisory support
- Market access assistance
Agricultural Finance
Specialized funding for farmers, livestock producers, and agricultural cooperatives to modernize and expand production.
- 10% annual interest rate
- Seasonal payment schedules
- Equipment financing
- Crop insurance included
Women Entrepreneur Fund
Dedicated funding program to support women-owned businesses and promote gender equality in entrepreneurship.
- 11% annual interest rate
- Extended grace periods
- Business skills training
- Networking opportunities
Youth Innovation Grant
Supporting young entrepreneurs aged 18-35 with innovative business ideas and digital solutions.
- 8% annual interest rate
- Mentorship program
- Digital skills training
- Incubation support
Business Credit Facilities
Working Capital Credit Line
Revolving credit facility for day-to-day business operations and cash flow management.
Equipment Financing
Specialized financing for machinery, equipment, and technology purchases.
Trade Finance
Import/export financing, letters of credit, and trade guarantees for international business.
How to Apply
Choose Your Program
Select the funding program that best fits your business needs and eligibility criteria.
Prepare Documentation
Gather required documents including business plan, financial statements, and identification.
Submit Application
Complete the online application form or visit our business development centers.
Review & Approval
Our team reviews your application and conducts due diligence within 14 business days.
Funding Disbursement
Upon approval, funds are disbursed to your registered Adali Rijal business wallet.
Start Your Application
Business Support Resources
Business Planning Guide
Comprehensive guide to creating effective business plans and financial projections.
Download PDFLoan Calculator
Calculate monthly payments, interest costs, and repayment schedules for different loan amounts.
Use CalculatorBusiness Mentorship
Connect with experienced business mentors and industry experts for guidance and support.
Find MentorsTraining Programs
Free business skills training, financial literacy, and entrepreneurship workshops.
View Schedule