Why Invest in Adal Government Bonds?

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Government Guarantee

Backed by the full faith and credit of the Republic of Adal government

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Competitive Returns

Attractive interest rates with guaranteed returns on your investment

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Crypto Payments

Purchase bonds with Bitcoin, Ethereum, USDT, and other cryptocurrencies

Instant Certificates

Receive digital bond certificates immediately upon payment confirmation

Available Bond Issues

Infrastructure Development Bond

Series A - 2026
7.5% Annual Interest
Term: 5 Years
Min Investment: 100 AR
Max Investment: 1,000,000 AR
Maturity Date: December 31, 2030
Interest Payment: Annual

Purpose:

Funding for roads, bridges, ports, and telecommunications infrastructure to support economic growth.

Education & Healthcare Bond

Series B - 2026
6.8% Annual Interest
Term: 7 Years
Min Investment: 100 AR
Max Investment: 500,000 AR
Maturity Date: December 31, 2032
Interest Payment: Semi-Annual

Purpose:

Building schools, universities, hospitals, and healthcare facilities to improve quality of life.

Renewable Energy Bond

Series C - 2026
8.2% Annual Interest
Term: 10 Years
Min Investment: 200 AR
Max Investment: 2,000,000 AR
Maturity Date: December 31, 2035
Interest Payment: Quarterly

Purpose:

Solar, wind, and hydroelectric power projects to achieve 100% renewable energy by 2035.

Defense & National Security Bond

Series D – 2026
9.0% Annual Interest
Term: 7 Years
Min Investment: 200 AR
Max Investment: 2,000,000 AR
Maturity Date: December 31, 2033
Interest Payment: Quarterly

Purpose:

Funding national defense infrastructure, advanced military technology, cybersecurity, and strategic security programs.

Important Information

Investment Risks

  • Interest Rate Risk: Bond values may fluctuate with changing interest rates
  • Credit Risk: Risk of government default (unrated by international agencies)
  • Inflation Risk: Fixed returns may lose purchasing power over time
  • Liquidity Risk: Bonds may not be easily tradable before maturity
  • Currency Risk: For non-Adal residents, exchange rate fluctuations may affect returns

Important: Past performance does not guarantee future results. Please consult with a financial advisor before investing.

Terms & Conditions

  • Bonds are issued by the Ministry of Finance, Republic of Adal
  • Interest is paid according to the specified schedule (annual, semi-annual, or quarterly)
  • Early redemption is not permitted except in exceptional circumstances
  • Bonds are registered securities with full legal protection
  • Digital certificates are legally equivalent to physical certificates
  • All disputes are subject to Adal jurisdiction and law

Tax Information

  • Interest Income: Subject to withholding tax at prevailing rates
  • Adal Residents: 10% withholding tax on interest income
  • Non-Residents: 15% withholding tax (subject to treaty reductions)
  • Capital Gains: No capital gains tax on bond appreciation for individuals
  • Tax Certificates: Provided annually for tax filing purposes

Note: Tax obligations may vary. Please consult a tax advisor for your specific situation.

Frequently Asked Questions

Can I sell my bonds before maturity?

While bonds are designed to be held to maturity, a secondary market may be available for trading. Contact our investor relations team for current market conditions.

How do I receive interest payments?

Interest payments are made directly to your registered bank account or can be reinvested automatically.

What happens if I lose my bond certificate?

Digital certificates can be reissued upon verification of identity. Contact bonds@adal.so for assistance.

Can foreign investors purchase bonds?

Yes, bonds are available to both Adal residents and foreign investors. Foreign exchange regulations may apply.